
October 3, 2026 · 7 min
Week 32: saving and investing are not the same
Saving keeps money still and safe; investing means it can go up and down. Two different things. Put in so far: $3,200.
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Dull on Purpose
A short letter every Sunday on index funds in plain words, with the one number I track: what I put in.
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Week 33: one fund or several?
The questions that decide whether you hold one fund or several, and why they decide it for you, not for me. Put in so far: $3,300.

Week 31: how my plan is set up
My plan written on one page, so that you can see what a plan is made of. Put in so far: $3,100.